Origination
Capture, verify and move every application through a visible, consistent journey.
Fynaptic CreditIQ
Powering lending journeys,where clarity matters most.
One calm workspace for every application, decision and partner.
What CreditIQ does
One application. One clear financial journey.
Every role works from the same application truth, with the evidence, permissions and next actions appropriate to their responsibility.
Credit workspace
Review documents, bank activity and rule outcomes without losing context.
Partner network
Understand sourcing quality across regions, branches and field teams.
Lender readiness
Prepare complete, traceable submissions and reconcile lender outcomes.
Operational MIS
Keep pipeline, SLA, disbursement and commission definitions consistent.
Audit spine
Record access, decisions, overrides and configuration changes by default.
Credit review
Application FY-26-1042 · MSME
Requested
₹3.5L
Bureau
714
Avg. balance
₹86K
Identity and ownership verified
Six-month bank statement extracted
Cash-flow stability needs review
How it works
The evidence stays beside the decision.
Applicant facts, document confidence, bank signals, policy results and decision notes stay together in one readable review surface.
Mandatory maker notes and checker separation
Visible SLA and query-back status
Reason-coded overrides tied to input snapshots
Control by design
Trust is a product feature.
CreditIQ is designed for scoped access, explicit consent, reproducible decisions and clear accountability across a multi-tenant partner network.
Scoped access
Permissions and organisation hierarchy determine what every user can see and do.
Auditable actions
Sensitive access, exports, decisions and overrides leave a defensible record.
Lender-aligned flow
Fynaptic facilitates origination while the regulated lender owns sanction and funds flow.
Fynaptic CreditIQ